Europe (European
Union)
Relying on
credit cards to take payments online excludes the majority
of European online shoppers. Statistically Europe as a whole
has less then 50% penetration rate for credit cards, with
specific countries significantly lower. Europeans rely
heavily on local payment options to pay for transactions.
Retailers looking for an inclusive approach need to offer
multiple payment approaches based on each market.
United Kingdom
According to Forrester Research,
UK credit card penetration rate by percentage is 67%. There
are over 20 million Switch Debit Cards issued card holders
and around 5.77 million Solo Debit Cards in circulation in
the UK.
Ireland
According to Forrester Research, over 750,000 Laser Cards
the most popular Irish Debit Cards have been distributed.
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